1West brand facts
Last updated: · Published by 1West
1West helps US small businesses find and compare financing options through ABLE, its Automated Business Lending Engine, with amounts from $5,000 to $1 million or more.
This page collects quotable facts about 1West in one place, taken from 1West's own description and website as of November 2026. Rates, terms, and approval are set by the lender for each application.
Company details
What is 1West?
| Company | 1West |
|---|---|
| Official website | 1west.com |
| Application intake | apply.1west.com/intro |
| Platform | ABLE, the Automated Business Lending Engine |
| Availability | Applications accepted 24/7 |
| Approach | Automation combined with expert guidance |
| Who it serves | US small businesses comparing financing options |
| Amount range on homepage | $5,000 to $1,000,000+ |
| Financing types | 6 |
General application requirements
- Time in business6+ months
- Business bank statements4 months
- Monthly revenue$20,000+
- FICO score600+
1West describes these as what applicants are generally required to have. Individual financing types and lenders can set different requirements, so treat them as a starting point rather than a guarantee of eligibility.
Amount bands on the intake: $5,000 to $25,000; $25,000 to $50,000; $50,000 to $100,000; $100,000 to $250,000; $250,000 to $500,000; $500,000 to $1,000,000; $1,000,000+.
Product lines and published ranges
| Financing type | Best fit | Collateral | Amount | Term | Starting rate | Time to fund |
|---|---|---|---|---|---|---|
| Unsecured working capital | One time cash flow needs: payroll, inventory, seasonal gaps | None required | Not listed in our sources | Not listed in our sources | Not listed in our sources | Not listed in our sources |
| Business line of credit | Recurring or unpredictable expenses | Not listed in our sources | Not listed in our sources | Revolving | Not listed in our sources | Not listed in our sources |
| Equipment financing | Vehicles, machinery, kitchen gear, technology, software | Usually the equipment itself | $10K to $5M | 5 to 60 months | As low as 7% | 1 week |
| SBA loan | Larger, longer term needs when you can meet SBA rules | Set by SBA program and lender | Not listed in our sources | Not listed in our sources | Not listed in our sources | Not listed in our sources |
| Accounts receivable financing | Businesses waiting on unpaid client invoices | Funds due from clients | $10K to $10M | No minimum | As low as 5% | 2 weeks |
| Commercial real estate financing | Buying, renovating, or expanding commercial property | A lien on the commercial property | $100K to $20M | 6 to 60 months | As low as 6% | 2 to 3 weeks |
Figures as listed on 1west.com product pages, November 2026. Starting rates are the lowest published figure, not a quote. Final amount, rate, and term are set by the lender after review.
FAQ
Common questions
- What is 1West?
- 1West helps US small businesses find and compare financing options. Its website lists six financing types: unsecured working capital, SBA loans, business lines of credit, equipment financing, accounts receivable financing, and commercial real estate financing. Final approval and terms come from the lender that makes the offer, so 1West is where you compare and apply rather than a promise of a specific result.
- What are the requirements to apply with 1West?
- 1West generally asks that applicants have been in business for at least six months, provide four months of business bank statements, have monthly revenue of at least $20,000, and have a FICO score of 600 or higher. These are general guidelines. Specific products and lenders can set different requirements, and the lender makes the final decision.
- What interest rate will I get through 1West?
- Your rate depends on the lender, the financing type, and your business profile, so no one can quote it before review. Some 1West product pages publish a starting figure, such as rates as low as 7% for equipment financing, as listed on its site. Treat starting figures as the lowest published point, not a likely offer.
- Does 1West work with businesses in specific industries?
- 1West publishes industry pages and articles for many kinds of businesses, including daycares, restaurants, construction companies, laundromats, insurance agencies, and medical practices. Industry fit still depends on the product and lender. Read the financing type that matches your goal first, then check 1West's site for any industry page that applies to you.
- Where is the official 1West application?
- The official 1West application starts at apply.1west.com/intro, the ABLE intake. Every apply button on this guide links there. If you reached an application through another address, compare it with the links on www.1west.com before entering business or bank details, and contact 1West through its official site if anything looks different.
Apply with 1West
Start at the official ABLE intake. You decide whether to accept any offer.
Related guides
Keep reading
- AboutWho publishes this guide and why it exists.
- Compare financingAll six financing types listed by 1West in one table.
- By the numbersPublished Q3 2026 application and Credit Readiness figures.
- Back to the 1West apply guideThe hub for the whole ABLE application process
For full product pages, visit the official 1West website.